Fast access. Affordable financing. 

Spread the cost of your care with fast access to medical loans. Get the care you need, when you need it. 

Odycy gives you access to the best medical loans from reputable providers so that you can spread the cost of your care, and get the care you need when you need it.

From 0% Interest for the first ten months


Apply with your name, address and date of birth


Let us know how much you need to borrow


Choose a personalised plan that you can afford


Get the care you need.

Apply Now

Sometimes healthcare can’t wait.

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Loan Amount
10 Months (0%)
Months (14.9%)

*Max 50% of loan amount

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Resresentative Example

*Subject to status. Representativeexample. Cash price of doods/amount of credit £350; 60 monthly payments of £8.14; Total amount repayable £488.31; Representative 14.9% APR variable.

Healthcare on your terms

Early diagnosis and fast access to treatment is fundamental to good health outcomes and enables each of us to live healthy, happy, productive lives.

Ethical financial tools - the lowest cost borrowing available on terms that are assessed as affordable can allow someone to spread the cost of healthcare - so that they can get the healthcare they need when they need it, on their terms.

Frequently Asked Questions

What Are The Age Requirements For Taking Out A Medical Loan?

You will need to be aged 18 and over.

How Long Does It Take To Get A Medical Loan?

With online applications we aim to provide you with a decision instantly.

For A Healthcare Loan, How Much Can I Borrow?

Financing from £350 to £25,000 is available. Your chosen clinic or hospital will confirm the cost of your treatment or procedure and this will determine the maximum amount that you can borrow.

What Will The Term Of The Medical Loan Or The APR Be?

The relevant options applicable to your chosen hospital or clinic will be made available for you to consider before you apply.

Do I Need To Have A Good, Clean Credit History In Order To Get A Health Care Loan?

This will certainly make it easier for you to get finance. All finance is subject to status and Terms and Conditions. If you have concerns over your credit history, we would suggest you contact a credit reference agency for more information.

Do I Have To Be A UK Resident To Apply For A Loan?

To be eligible to apply for a loan for a medical test or treatment, you will need to have been a permanent UK resident for at least the last 3 years.

Who Can Apply On My Behalf?

If you are undergoing surgery, dentistry or purchasing an approved health service, and have been offered help with borrowing, an application can be submitted on your behalf by a friend or family member. All applicants will be credit checked during the application.

Do I Need To Be A Homeowner In Order To Get A Loan For Surgery Or Another Medical Procedure?

No, it is not necessary for you to be a homeowner to apply for finance.